Job description of a collector. Profession collector

Suitable educational specialties: Physical education (higher), training courses for collectors.
Key items: Russian language; biology; entrance test (for higher education).

Tuition cost (average in Russia): 25,000 rubles

Job description:

*Tuition fees are for the full course (50 hours).

A collector (from the Italian incassare - to put in a box) is an employee of a bank or specialized third-party organization whose duties include collecting and transporting cash, usually to the bank from the organization's cash desk (for example, trade proceeds) or back from the bank to the organization's cash desk (for example, for issuing wages).

Also, collectors transport cash between different banks (for example, newly printed banknotes in the bank vault), other material assets - especially important documents, precious metals, bank cards, etc. Filling ATMs with cash (and removing receiving cassettes in cash-in ATMs and terminals payment) also applies to collection activities.

Features of the profession

The duties of the collector include accepting money from organizations for depositing it with the bank. But since money must not only be accepted and processed, but also delivered to the bank safe and sound, the collection team includes security guards and a driver along with the cashier. And the collector himself must be fluent in weapons and have the appropriate license. Cash collectors are prohibited from any deviations from the route, stops, any communication with outsiders, as well as anything that is not related to the performance of their functional duties and violates safety rules.

Pros and cons of the profession

The disadvantages of the profession include high financial responsibility and risk to life. There are also certain difficulties. First of all, physical activity: you often have to transport heavy bags of change, gold, and huge packages of banknotes. Although a modern body armor weighs only 3-4 kg, it is difficult to wear it all day, in any weather. Add another weapon: a pistol, and the Rosinkas employees also have a machine gun. Another difficulty is psychological. Working with large sums and with firearms in hand is very stressful, so collectors are under constant supervision of a specialist psychologist who monitors the situation in the team and the psychological state of each employee.

Place of work

Cash collectors work in the state collection service (Rosinkas under the Central Bank of the Russian Federation), special services of commercial banks, non-bank credit organizations (the largest of them is Inkahran) and private security companies (PSC).

Important qualities

The first and most important thing is decency. Moral stability and the ability to get along in a team, as well as the desire to constantly improve, are important.

Where do they teach

As a rule, a collector does not have to have a higher education, especially in a specific specialty. A legal, sports or military education will be a plus, but ultimately something else is decisive: physical fitness and a “clean” biography. But you still have to undergo professional training. One of the necessary documents to obtain a private security guard license is a diploma (certificate) of completion of special training courses. It can be taken at the training centers “Alpha-Prestige”, “Vityaz”, etc.

Salary

The collector's salary is not too high for work associated with risk and danger to life: from 17 to 30 thousand rubles. (although an employee with solid experience sometimes receives more, up to 50 thousand rubles). The work schedule may be different: a regular five-day week, two days every other day, etc. Gradation.

Career steps and prospects

Employees of collection departments, unlike employees of, for example, call centers, have very limited opportunities to make a banking career. When transporting money, you can hardly become a sales specialist or understand all the nuances of banking products . But it is quite possible to rise to the position of head of the collection service.

Portrait of a modern collector

Credit institutions explained what the profile of the average applicant for the position of money carrier looks like. Usually preference is given to young people 23-24 years old who have served in the army. No special physical training is required, but it is important that the health of future collectors is good - after all, they have to carry heavy loads. It is advisable that the applicant have an “anchor” - a wife and children. And most importantly, the collector’s eyes should always “burn.” And this is not a figure of speech: a tired person who “doesn’t care” may lose vigilance or react incorrectly in an extreme situation. Some managers prefer to recruit employees without experience, who are easier to train from scratch. However, ATM collection experience is highly desirable.

Collector's Day- professional holiday of collection employees, celebrated on August 1. On this day in 1939, the collection service was created at the State Bank of the USSR.

Jokes about collectors

In the dashing nineties, a joke about low collector salaries was very popular. “How do you live on that kind of money?” - they asked the collector’s wife. “In the evenings I sweep my husband’s car... We have enough,” she answered.

Robbery of collectors is not a criminal offense, but taking out a loan in 5 minutes, without certificates, collateral and guarantors at 0 percent.

Children talking in the sandbox:

- And my dad brings in such wads of money from work!

- Just think! Mine generally carries bags of money.

- Come on, what does he do?

- A collector.

Yesterday two unknown people attacked a collector. A random passer-by rushed to the rescue and disappeared with her in an unknown direction.

A week ago I hung a talisman in my car to attract money. Yesterday a collector's car drove into me.

The collector is engaged in the collection and delivery of money and other material assets from organizations to the bank, as well as the delivery of cash from the bank to organizations. The profession of a cash collector is complex and responsible, requiring certain skills and qualities from the applicant. But at the same time, the profession of a cash collector is in high demand among employers; it provides an opportunity to improve one’s weapons skills and physical fitness, and also allows one to obtain a permit to carry a weapon.

Places of work

The position of collector is in demand in the state collection service, private security companies (PSC), special services of commercial banks, and non-profit credit organizations.

History of the profession

In those days when banknotes were not yet in use and the main monetary units were gold and silver coins, money was transported in large forged chests and caskets. Trade caravans of merchants carrying large sums of money were accompanied by well-armed guards, led by a trusted representative from the richest merchant family.

Subsequently, the duties of collectors were performed by ordinary police officers, and the money was transported in simple carriages. And only some 25-30 years ago, the work of a cash collector became a separate profession.

Responsibilities of a collector

Here is a basic list of what a collector does at his workplace:

• Delivery of cash and valuables to organizations from the bank and back.
• Checking and packing valuables together with the cashier.
• Checking the correctness of filling out the accompanying financial documentation.
• Ensuring the safety of valuables along the entire route.

The duties of a collector may vary slightly depending on the specifics of the institution and collection objects.

Requirements for a collector

Since the specifics of the work involve financial responsibility, the main requirements for the collector are as follows:

• No criminal record, bad habits, or dubious facts in your biography.
• Service in the army or the Ministry of Internal Affairs, often experience working in security structures.
• Endurance, good physical fitness, readiness for physical activity.
• Attentiveness, good reaction speed.
• Preparation at special courses with obtaining a certificate.
• Driving license category B (employers often offer the applicant a combination of the functions of a cash collector and a driver).

In addition to what is mandatory for a collector, individual employers may have their own requirements - having an accounting education, for example, or having their own traumatic weapon.

Cash collector resume sample

How to become a collector

As a rule, in order to competently perform the functions of a cash collector, no special higher education is required. People with a secondary education, but at the same time having served in the army and having a “clean” biography, can get a job as a cash collector. However, before becoming a cash collector, you will still have to undergo special training and obtain a private security guard license. Often a military, legal or sports education is a plus for an applicant.

Risks of the profession

The position of a cash collector involves a risk to life and is physically difficult work. In addition, the work is psychologically difficult - not everyone can constantly have large sums of cash and firearms on hand. Therefore, qualified psychologists constantly work with collectors.

Collector's salary

The salary of a cash collector depends on the employee’s work experience and the specifics of the company in which he works. Usually it ranges from 17-35 thousand rubles, while the average salary of a cash collector in the country is 26 thousand rubles. Often, how much a collector receives depends on his responsibilities and the number of organizations to which he should come for collection. In addition to salary, some employers offer employees additional bonuses.

Collector(from Italian incassare - to put in a drawer) - an employee of a bank or specialized third-party organization whose duties include collecting and transporting cash, usually to the bank from the organization's cash desk (for example, trade proceeds) or back from the bank to the organization's cash desk ( for example, for issuing wages). Also, collectors transport cash between different banks (for example, newly printed banknotes in the bank vault), other material assets - especially important documents, precious metals, bank cards, etc. Filling ATMs with cash (and removing receiving cassettes in cash-in ATMs and terminals payment) also applies to collection activities. The profession is suitable for those who are interested in physical education and life safety (see choosing a profession based on interest in school subjects).

Features of the profession

The duties of the collector include accepting money from organizations for depositing it with the bank. But since money must not only be accepted and processed, but also delivered to the bank safe and sound, the collection team includes security guards and a driver along with the cashier. And the collector himself must be fluent in weapons and have the appropriate license. Cash collectors are prohibited from any deviations from the route, stops, any communication with outsiders, as well as anything that is not related to the performance of their functional duties and violates safety rules.

Pros and cons of the profession

The disadvantages of the profession include high financial responsibility and risk to life. There are also certain difficulties. First of all, physical activity: you often have to transport heavy bags of change, gold, and huge packages of banknotes. Although a modern body armor weighs only 3-4 kg, it is difficult to wear it all day, in any weather. Add another weapon: a pistol, and the Rosinkas employees also have a machine gun. Another difficulty is psychological. Working with large sums and with firearms in hand is very stressful, so collectors are under constant supervision of a specialist psychologist who monitors the situation in the team and the psychological state of each employee.

Place of work

Cash collectors work in the state collection service (Rosinkas under the Central Bank of the Russian Federation), special services of commercial banks, non-bank credit organizations (the largest of them is Inkahran) and private security companies (PSC).

Important qualities

The first and most important thing is decency. Moral stability and the ability to get along in a team, as well as the desire to constantly improve, are important.

Where do they teach

As a rule, a collector does not have to have a higher education, especially in a specific specialty. A legal, sports or military education will be a plus, but ultimately something else is decisive: physical fitness and a “clean” biography. But you still have to undergo professional training. One of the necessary documents to obtain a private security guard license is a diploma (certificate) of completion of special training courses. It can be taken at the training centers “Alpha-Prestige”, “Vityaz”, etc.

Salary

The collector's salary is not too high for work associated with risk and danger to life: from 17 to 30 thousand rubles. (although an employee with solid experience sometimes receives more, up to 50 thousand rubles). The work schedule may be different: a regular five-day week, two days every other day, etc.

Salary as of November 20, 2019

Russia 14000—48000 ₽

Moscow 35000—62000 ₽

Career steps and prospects

Employees of collection departments, unlike employees of, for example, call centers, have very limited opportunities to make a banking career. When transporting money, you can hardly become a sales specialist or understand all the nuances of banking products . But it is quite possible to rise to the position of head of the collection service.

Portrait of a modern collector

Credit institutions explained what the profile of the average applicant for the position of money carrier looks like. Usually preference is given to young people 23-24 years old who have served in the army. No special physical training is required, but it is important that the health of future collectors is good - after all, they have to carry heavy loads. It is advisable that the applicant have an “anchor” - a wife and children. And most importantly, the collector’s eyes should always “burn.” And this is not a figure of speech: a tired person who “doesn’t care” may lose vigilance or react incorrectly in an extreme situation. Some managers prefer to recruit employees without experience, who are easier to train from scratch. However, ATM collection experience is highly desirable.

Collector's Day- professional holiday of collection employees, celebrated on August 1. On this day in 1939, the collection service was created at the State Bank of the USSR.

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Reference

How does money get to the bank? Is all the money stored in the bank the savings of ordinary citizens? But there are so many shopping centers and stores... Surely they also need their money to be completely safe. The work of collectors is of great importance in the safety of funds.

Cash collectors are employees who deliver money and other material assets to the bank.

Back in the days when people purchased goods in exchange for silver, gold and other valuables, they thought about the need to protect merchants moving around the world. This task was performed by physically strong, armed people. Since then, these requirements for collectors have not changed: they must still be in good physical shape and be able to use weapons.

Nowadays, the position of collector is especially in demand in the state collection service, in special services of commercial banks, and private security companies.

Description of activity

Cash collectors are engaged in moving money from organizations to a bank or vice versa from a bank to an organization. The collector must take part in checking and packaging valuables and carefully check the accompanying documents. The most important part of a cash collector's work process is ensuring security when moving money.

Wage

average for Russia:Moscow average:average for St. Petersburg:

Job responsibilities

The features of the collector's work depend on the functions assigned to him by management. For example, there are cashiers and collectors who are responsible for processing documents, receiving and transferring money. There are also security guards-collectors who deal exclusively with the protection of transported funds.

A modern collector needs the ability to use firearms. Sometimes employers require the cash collector to have a driver's license.

Features of career growth

A collector can pursue a specific professional career. So, having proven himself well, he gets the opportunity to become a senior collector. It is possible that in the future a hardworking cash collector will be able to rise to the rank of manager.

Employee characteristics

Not everyone can cope with the difficult physical tests that await the collector. The collector needs to be in excellent athletic shape and have the same excellent health. The psychological preparation of the employee is also of considerable importance.

When accepting money, collectors must be extremely careful, ensure that all signatures and seals are present in the documents, and check that they correctly indicate the amount they receive.

It is important for the collector to be able to react quickly in cases of danger and make the right decisions. The work of cash collectors can be so unpredictable (and at the same time dangerous) that some of them have to not only save money and their lives, but also detain the criminal after the attack.

About the working day

Before you try to get a job in a collection service, it is worth understanding what kind of work you will have to do. Many people think that collectors are simply money carriers. In fact, it is necessary to provide armed security during the transportation of valuables and guard the places where they are stored. Material assets must be accepted and handed over, having completed accompanying documents in accordance with the instructions.

On average, a collection vehicle can travel up to 500 km per day, but, of course, this is relevant for Moscow and other large cities. In the provinces everything is a little simpler. As for the average amount transported per day, no one is trying to calculate it even approximately. We transport both paper bills and coins, and therefore measure amounts in “live weight”. Usually this is hundreds of kilograms of money per shift.

About danger

This profession is as dangerous as any or paramilitary structures. The likelihood of death or injury for the average employee is extremely low, but sometimes it does happen. Lately, emergency situations are happening less and less often. For example, each car is equipped with GPS sensors, so the dispatcher even sees violations of the speed limit and other traffic rules. And even more so, he is the first to discover stops that are not planned on the route, and other oddities. Mobile printers and scanners, automated money counting tools, and lightweight safe packages have come into use. They all make work easier and safer.

As for the difficulties, the work is really physically difficult. Modern body armor weighs only 3-5 kg, but they must be worn without taking it off, and in any weather. You constantly have to carry heavy loads - bags of change, bills, bullion and much more. It’s not easy psychologically either, because the collector constantly carries firearms with him.

About employers

The largest employer is Rosinkas under the Central Bank of Russia. But getting there is not easy - the selection is the toughest. Vacancies are not published at all - there is always a waiting list of applicants. The person on the street will not even know that the position has become vacant. Therefore, the majority find employment in commercial banks and non-bank credit organizations, for example, in Inkahran. Large companies have their own collection service

When choosing an organization in which you will work, collect reviews and look for news about it - whether there have been any emergency situations, attacks or deaths of employees. In many ways, your safety will depend not only on your partners and strict adherence to the rules of conduct, but also on the material support of the organization - how safe cars, weapons, etc. are. In addition, small private structures sometimes do not follow instructions and endanger the lives of collectors, if this is beneficial to the company itself or clients.

About the requirements for the applicant

Cash collectors do not have any special education. But by default it should be no lower than average. There is an unspoken advantage for former law enforcement officers and military personnel, but all applicants are required to at least simply serve in the military.

Physical strength and endurance are important. If you are planning to get a job in the collection service, you must meet the requirements of health group 1A, that is, be fit for service in the armed forces without any restrictions.

The biography will also be checked for “purity” - it should not contain criminal records or other dubious facts.

Psychological stability is also checked during the interview. Only those who have provided certificates from psychoneurological and drug treatment clinics are allowed to work. Cash collectors are regularly tested by a psychologist. After all, in addition to money, they will also have to carry weapons, and if necessary, even use them.

A license to carry a weapon is also required for a collector to be employed.

Almost all large companies require work experience in their specialty. In most cases, it is also a recommendation from a previous place of work or from another employee. In addition, only a Russian citizen under the age of 60 can become a collector. But, of course, there are almost no older employees to be found. As for gender, no one officially voices it, but I don’t know a single female collector and have never heard of one.

About adaptation and training

You will not be allowed to work on your first day of work. First, you will have to undergo a training course of 1 to 3 months. They tell you about the theory of work and let you go on a real route as an additional trainee collector. During the course they tell you not only how to behave in certain situations and ensure the safety of yourself, your partners and your cargo, but they also teach you the basics of legislation and law. The collector must know exactly how to act within the law, while performing his duties efficiently. Then you have to pass an exam at the department of the licensing and permitting system of the Internal Affairs Directorate. Usually, such an exam is repeated 1-2 times a year in the company itself to refresh knowledge.

About working conditions

Cash collectors receive little - usually from 20 to 60 thousand rubles, depending on the organization, work schedule and region.

The work schedule can be very different in different organizations - from a standard five-day workday to a rotating and daily basis.

About career and future

Sadly, the concept of a career for a cash collector practically does not exist. Sometimes high-ranking military personnel go into the reserves at a fairly early age and immediately become heads of the collection department or collection service. An ordinary employee can also be promoted to this position. But this is where the career prospects end.

Usually young guys who have just served in the army and cannot find themselves in another field come to work as collectors. Then some get an education or simply find a better and quieter job. I myself quit my managerial position and came to the collection department to “turn over.” I’ve been “canting” for more than five years.

About difficulties

The biggest difficulty of the profession is that during your shift you are absolutely not your own. You can’t move away and talk to strangers – no self-government. It is especially difficult to work in large cities when you spend hours stuck in traffic jams. You cannot have a snack or go to the toilet. This is unrealistic if you have several million rubles in your car.

In addition, it is good if the collector has an economic education or at least basic knowledge of accounting, because he will have to draw up accompanying documents. Any error in the documents can turn into a shortage. Therefore, attentiveness, responsibility and calmness are our everything! As for the attitude towards the huge sums that they constantly have to deal with, very soon collectors cease to perceive them as money. They become just heavy bags and boxes, and we become almost like loaders.

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