Housing for a large family. "Give birth to three

25.02.202427.05.2017

What benefits is a large family entitled to?

First of all, it must be said that the large family-a family in which the dependent and upbringing is 3 or more children.

This status of a large family is confirmed certificate, which is issued by local executive and administrative bodies.

Sample see certificates of large families

Types of benefits, to which a large family is entitled:

family (maternity capital)
benefits for purchasing housing
weekly paid day off
benefits for raising and educating children
tax benefits
benefits for mothers of many children

Below we will tell you about all types of benefits in more detail. However, family (maternity) capital will not be considered, since there is a separate article about it on our website, so come and read.

Benefits for purchasing housing

A large family can receive loan or subsidy for the construction, reconstruction or purchase of housing.

You need to choose one thing: get a loan or a subsidy.

Who has the right to this?

The right to receive housing benefits is a family that simultaneously:

is a large family
is registered with those in need of improved housing conditions
within 12 months before applying for this benefit - has an income for each family member not exceeding the established minimum
owns property whose value does not exceed twice the maximum loan amount for this family (for the purchase of a loan) or owns property whose value does not exceed the cost of housing, calculated from 20 sq.m. for 1 family member at a cost of 1 square meter no more than the established standard (to receive a subsidy)

For what purposes are benefits given?

There is a certain list of housing to which you are entitled in case of large families

It is possible to build housing using benefits (loans or subsidies) if:

buying a home
construction of an apartment in an apartment building and a blocked residential building, the design documentation for the construction of which was approved before June 1, 2013
construction of an apartment in an economical multi-apartment and semi-detached residential building of standard consumer qualities
construction or reconstruction of a single-family residential building
housing reconstruction

Amount of benefits

Credit

The loan is issued in the amount 100% the cost of purchasing or constructing housing, for a period of up to 40 years and at an interest rate 1% per annum.

However, this takes into account simultaneously:

20 square meters of total area are credited for 1 family member
the cost of 1 square meter of housing should not exceed established standards
if one of the family members owns housing, then the total area of such housing is deducted from the loan amount

For example, if a large family of 6 people has an apartment with an area of 64 square meters, then it can receive a loan for:

(20 sq.m. * 6 people in a family) -64 sq.m. your apartment = 56 square meters

In total, it turns out that a family can count on a loan for an apartment with an area of up to 56 square meters inclusive, based on the example.

Subsidy

The amount of the subsidy does not exceed 70% cost of housing based on 20 square meters of total area on 1 family member.

In this case taken into account:

average monthly total family income
size of housing quotas for family members

Where to apply and what are the processing times?

To receive the above benefits, you must submit an application to the local executive and administrative body at the place of registration of those in need of improved housing conditions. If you are registered at your place of work or service, you need to contact the executive committee at the location of your organization.

The processing time for a loan application is 15 days, however, if it is necessary to request documents from other bodies, including government agencies, then the review period may be extended up to 1 month.

The period for consideration of an application for a subsidy is 1 month.

If you choose a subsidy as a benefit, keep in mind that it does not cover the entire cost of housing and therefore you will need to confirm the availability of funds to pay the remaining amount

Right to a weekly paid day off for parents

Parents with many children are given the right to 1 paid free day per week (with payment of average daily earnings), subject to education three and more children aged up to 16 years old.

Conditions for providing this benefit:

the parent must be busy at work with a 5 (6) day work week, and the working hours must be at least 40 hours
the other (second) parent must be employed in accordance with the Law “On Employment of the Population of the Republic of Belarus” or have limited ability to work.

This right can be exercised by either the mother or the father, or this benefit can be divided between them at their discretion.

The parent himself chooses and agrees with the employer on a specific day, instead of which a day off will be provided.

To get an extra day off necessary documentation:

a statement indicating the preferred day off
birth certificate of the child(ren)
certificate of residence and family composition

If the family is single-parent, then it is necessary to provide documents confirming the category of single-parent family

Benefits for children

With simultaneous birth two or more children, a family that has become large has the right to free help nanny in child care, not exceeding 40 hours per week until children reach age 3 years. There is also the right to receive food for the first children 2 years life.

In addition, if three or more children are born at the same time, families from Minsk have the right to allowance for each child in the amount 1 basic value (25.5 rubles)

Kindergarten

In kindergarten there is a discount to reduce food fees by 50% .

For this necessary:

application addressed to the head of the kindergarten
certificate of a large family
certificate of residence
certificate of family composition

School

Schoolchildren from large families have the right to:

free meals during the school year
payment of half the cost of using textbooks, as well as teaching aids
Receive a ticket to the camp 2 times a year
study for free at art schools
also, large families may not pay for their children’s education in art schools

To receive free food you need from 1 to 25 August write an application, submit to the school a certificate of a large family or a certificate of residence and family composition

University or college

Students receiving higher or secondary specialized education are provided with discount at the rate of 40% .

Discount available to students:

starting from September 1, 2 courses
if the score is not lower than 6 points in all subjects for the previous academic year
without academic debt

Also, if you receive unsatisfactory marks based on the results of the examination session or as a result of violation of internal labor regulations, discount may be canceled

Tax benefits

Large families have the following benefits:

land tax exemption
property tax exemption
Increased income tax deduction for children
reduction of the single tax rate by 20%, subject to entrepreneurial activity

However, this benefit for exemption from payment of land and real estate taxes does not apply, in the case when this property is used for business activities.

Benefits for mothers of many children

A woman can retire when she reaches age at 50 years old, when:

birth of 5 or more children
raising 4 of these children until the age of 8
have at least 15 years of work experience

Women have the right to retire in any age if:

gave birth to 5 or more children
raised these children until they were 16 years old
has work experience on collective farms, state farms and other agricultural enterprises in the production of agricultural products for at least 10 years

Women who gave birth and raised 5 or more children under the age of 1 year, if these children are alive, are awarded Order of the Mother.

Such a mother has the right to receive a cash payment in the amount of five subsistence level budgets.

When such a mother reaches the age at 55 years old- the mother has the right to an increase in pension for special merits. A mother with many children who receives a disability pension also has this right.

But how to raise so many children in a two-room apartment? Even if we have another child, I don’t understand how everyone will fit in a two-room apartment!

As an option, we were offered shared construction, but without government assistance. I don’t remember the exact amount per square meter.

But when we calculated whether we could pay that amount monthly, it turned out that we had to give my husband’s entire salary (he works for himself, renovating houses and apartments).

Five people live and eat only on child benefits? We decided to refuse.

Photo source: heroine archive

Now the apartment we live in belongs to me (my mother formalized the donation). In the future we plan to save up money, sell this apartment and buy a bigger one.

**Anastasia ( The heroine does not reveal her last name):**

We became a large family in 2013. Since 2014, we have been on the waiting list for those in need of improved housing conditions. By law, large families must be offered preferential housing construction for a year. But even after 3 years we still haven’t been offered anything.

We live with my husband’s parents, in my mother-in-law’s apartment. The total area of the apartment is 62 sq. m. m., residential - about 47 sq.m.

7 people live in the apartment: my husband’s parents and our family. My husband and I are both remarried, our children from our first marriage are 8 years old, my husband adopted my son, I adopted his son. Our daughter is 4 years old, this is our common child. The five of us are huddled in one room (about 13 square meters.) In such conditions, it is impossible to receive a quality education (do homework) or simply live a normal life.

I work as a sales agent for meat products, my husband is a mosquito net collector. Income does not allow you to think about buying your own home.

Photo source: novostroyki.ndv.ru

When we repeatedly contacted the Administration of our district (in Minsk), we received answers of the following kind: “Why are you coming here?”, “Do you want to starve us out?”

One gets the impression that real assistance to large families in housing is provided only from the lips of officials during interviews in the media.

We recently wrote an appeal to the Minsk City Executive Committee and asked for an explanation of our situation. There is no answer yet, but we hope that this will somehow clarify the matter.

Alena Shcherbinskaya, mother of three children:

I have been living in Minsk for more than 11 years. The eldest son is 5 years old, the daughter is 3 years old and the second son is 7 months old. After my third child was born, I tried to find out whether our family had the right to some benefits that are so often talked about.

And I learned that we cannot apply for any government assistance either in Minsk or in the Minsk region. In Minsk, in order to get on the waiting list, you need permanent registration for at least 10 years. Although I have lived here for more than 11 years, 5 of them were registered in a university dormitory, which is not included in the total bill.

We tried to get on the waiting list in the Minsk region, where I worked for more than 5 years - this is a suitable condition for staging. Our family was put on the waiting list in August 2016.

Now, as a woman with many children, I am the first at my place of work. But this has absolutely no effect on the queue of the Minsk region. And even if we assume that I am offered participation in any construction, I do not have the right to benefits and subsidies. It turns out that by law you have the right to them only if you are in line for registration.

The situation is similar with my husband. He has been registered in Minsk for a little over 2 years, although he has been living for 8 years. Has nothing to do with the region.

We are ready to build an apartment or a house on our own site using most of our own money, we are ready to move to the area from Minsk. All that remains is to find out whether anything is being built and how housing is distributed. This information is closed; the district executive committee reports that all available squares are distributed by the housing commission, which sits behind closed doors.

They didn’t give me any information about the houses being built at all. The construction of private houses is currently not financed - there is no money.

Photo source: pixabay.com

In total, in order to receive government assistance, which I am so often told about, I have 3 options.

1) Wait 4 years and register in Minsk. You won’t get an apartment in 4 years, but just get on the waiting list. How long and what to wait after the production is unclear.

2) Stand in line in the Minsk region and hope for manna from heaven, i.e. for state assistance.

3) Register in some other city and stand in line there. In this case, you need to pay for registration annually. For example, in Smolevichi we were told the amount was 700 dollars per year, in Fanipol - 400. I won’t say that I have the desire to pay for something that I’m not very sure of.

It turns out that none of these options suits us. Because our son is growing and by school time (in 2 years) we plan to improve our living conditions so that each family member is comfortable. All this can be done only on your own or with the help of commercial loans. Therefore, I don’t expect any help from the state and believe that benefits for families with many children are shouted about on TV more than they are actually “distributed”.

Interviewed by Diana Kalenik

How did you solve the housing problem?

Preferential housing loans

Everything you need to know about preferential housing loans

Today, the main documents that provide state assistance in purchasing housing are:

Decree of the President of the Republic of Belarus No. 13 dated January 6, 2012 “On some issues of providing citizens with state support during the construction (reconstruction) or acquisition of residential premises”
dated July 4, 2017 “On state support for citizens during the construction (reconstruction) of residential premises”

Decree of the President of the Republic of Belarus No. 13

Decree No. 13 has long been the main document within which state support was provided for the construction or purchase of housing. However, after Decree No. 240 came into force, the situation changed somewhat.

Lending under Decree No. 13 in our country is provided only by Belarusbank, we contacted its contact center to find out whether it is possible to get such a loan now, here is what a bank specialist answered us:

— The question of whether you have the right to a preferential loan in accordance with the Decree of the President of the Republic of Belarus is not within the competence of our bank. You should contact the executive committee, where a decision is made on inclusion in the lists for preferential lending in the order of priority. For our bank, the lists are the basis for issuing a loan.

In other words, the loan is valid, but the issue of issuing it will be considered by the bank only after receipt of relevant information from local executive bodies.

Here is what is said about this on the website of the Ministry of Architecture and Construction of the Republic of Belarus:

— Decree No. 13 continues to be in full effect for citizens who have already received preferential loans. New agreements under this decree will be concluded only if there are available funds for this. The amount of funds for additional lending under Decree No. 13 will decrease every year, and from 2018, support will be provided almost exclusively on the terms of Decree No. 240.

Based on this, we can conclude that Decree No. 13, although in force, is practically not supported anymore.

Decree of the President of the Republic of Belarus No. 240

Decree No. 240 introduced a new type of state support for citizens in need of improved housing conditions - state targeted subsidies.

What is the subsidy for?	. for the construction of housing in multi-apartment and semi-detached buildings of economy class, which are included in the list approved by the Ministry of Architecture and Construction of the Republic of Belarus . for the construction of single-family residential buildings . for the reconstruction of residential premises
What can be paid off with a subsidy?	part of the interest for using a loan for housing construction obtained from any commercial bank	within the maximum standardized cost of residential premises
What can be paid off with a subsidy?	part of the principal debt on a housing loan	only for large families, orphans, families raising disabled children
Who can count on receiving a subsidy?	citizens entitled to receive state support in accordance with Decree No. 13	. military personnel, private and commanding officers of the Investigative Committee, the State Forensic Examination Committee, internal affairs bodies, etc. . citizens entitled to priority receipt of residential premises for social use of the state housing stock . citizens who are tenants of residential premises for social use of the state housing stock, provided to them as orphans and children left without parental care . low-income citizens registered as needing improved housing conditions from among large families, citizens whose families include disabled children, as well as disabled people from childhood of groups I and II ...and other categories
	current prosecutors and already dismissed due to age, health status, as well as due to a reduction in the number or staff of employees	mandatory condition - at least 5 years of service in the prosecutor's office
	low-income citizens who are building or reconstructing housing in the Mogilev region	on the territory of Krichevsky, Klimovichsky, Krasnopolsky, Kostyukovichsky, Slavgorodsky, Cherikovsky and Khotimsky districts

The maximum loan amount subject to subsidization is determined by the following formula...

standard size of living space * number of family members * maximum standard cost of 1 sq. meters * 90% (large families - 100%)

The standardized dimensions of residential premises are established in the following sizes:

in Minsk - 15 sq. meters, and for large families - 20 square meters. meters per family member
in cities other than Minsk - 20 sq. meters per family member
when constructing a one-room apartment for one person, a one-room residential building - 30 sq. meters
for citizens working in rural areas and building single-family or semi-detached houses - 30 sq. meters (when building a one-room apartment for one person, a one-room residential building - 44 sq. meters)

For Heroes of Belarus, Heroes of the Soviet Union, Heroes of Socialist Labor, full holders of the Order of Glory, Labor Glory, as well as citizens who, in accordance with the law, have the right to additional living space for health reasons, the standards for the total living space are increased by 15 square meters. meters.

The maximum cost per square meter in 2019 has not changed and is:

718 rubles
940 rubles - for large families permanently residing and working in rural settlements and carrying out construction (reconstruction) there

About the subsidy - in simple terms

Decree No. 240 deals with attracting loans from commercial banks and providing the necessary targeted financial support for their repayment.

As a result, a person receives not a preferential loan, but a very ordinary commercial loan and a subsidy for its repayment. This can be done in those banks that participate in the subsidy system, today there are 6 of them:

Bank BelVEB
Belagroprombank
Belarusbank
Belinvestbank
BPS-Sberbank
Priorbank

Banks provide commercial loans for the construction (reconstruction) of housing on their own terms in force in each of them, the main ones of which are almost identical today:

loan term - up to 20 years;
loan rate - 12.5% per annum (or refinancing rate + 3 percentage points).

Please note that if the refinancing rate changes, the loan rate will also change!!!

The subsidy is provided in non-cash form and is sent to the bank that issued the commercial loan to repay part of the interest or principal debt for the citizen.

Aid sizes

As we said above, subsidies can be provided to repay interest and/or principal on a loan. The amount of assistance is determined depending on the category of citizens.

Category	Amount of subsidy for repayment of the loan principal, %	Amount of subsidy for repayment of interest for using a loan, %
	according to decisions of executive committees adopted from March 1, 2019
Large families
large families with 4 or more minor children	100	CP+3,
large families with 3 minor children	95	CP+2, but not more than the interest rate on the loan
large families with at least 3 children under the age of 23, unmarried and living together with the subsidy recipient
Children - orphans and children left without parental care
orphans and children left without parental care, in respect of whom a decision has been made on emancipation or who have entered into marriage, persons from among orphans and children left without parental care	50	CP+2, but not more than the interest rate on the loan
citizens who are tenants of residential premises for social use of the state housing stock, provided to them as orphans and children left without parental care, in respect of whom a decision has been made on emancipation or who have entered into marriage, persons from among orphans and children left without parental care
Citizens whose families include disabled children, as well as disabled people of groups I and II since childhood
citizens whose families include disabled children, as well as disabled people of groups I and II since childhood	50	SR-2, but not more than the interest rate on the loan
Young families
young families with 2 minor children on the date of the decision to provide a subsidy	0	SR-2, but not more than the interest rate on the loan
Other categories of citizens
military personnel, private and commanding personnel of the Investigative Committee, the State Committee for Forensic Expertise, internal affairs bodies, financial investigation bodies of the State Control Committee, bodies and units for emergency situations, etc.	0 At the birth (adoption) of children, young families are provided with a subsidy to repay the principal debt: 10% of the principal amount - upon the birth of the first child 20% of the principal amount - upon the birth of a second child	SR-2, but not more than the interest rate on the loan
citizens who, in accordance with legislative acts, have the right to priority receipt of residential premises for social use of the state housing stock
able-bodied adult family members of the tenant of a residential premises under a rental agreement for a residential premises for social use of the state housing stock in the event of his death or departure for permanent residence to another residential premises
citizens who became ill and suffered radiation sickness caused by the consequences of the disaster at the Chernobyl nuclear power plant and other radiation accidents
veterans of military operations on the territory of other states from among the categories of citizens provided for in accordance with the law “On Veterans”
citizens living in residential premises recognized in accordance with the established procedure as unsuitable for living
adult young citizens who are laureates of the special fund of the President of the Republic of Belarus
citizens who were awarded scholarships from the President of the Republic of Belarus to talented young scientists
citizens living for at least 10 years in dormitories, in residential premises of the state housing stock under residential sublease agreements, etc., who are registered as needing improved housing conditions during the specified period
citizens carrying out construction (reconstruction) or acquisition of residential premises in settlements with a population of up to 20 thousand people and in satellite cities
low-income citizens carrying out the construction (reconstruction) of residential premises in settlements in the south-eastern region of the Mogilev region
judges and prosecutorial employees, citizens from among prosecutorial employees dismissed from service in the prosecutor's office due to age, health, etc.
citizens carrying out labor activities in settlements in the territory of the south-eastern region of the Mogilev region, belonging to low-income citizens, carrying out the construction (reconstruction) of residential premises in settlements in the territory of the south-eastern region of the Mogilev region		CP+2, but not more than the interest rate on the loan

For clarity, here is an example:

For a large family with 3 children, the subsidy will cover 11.5% (refinancing rate 9.5% + 2 percentage points) of 12.5% per annum and 95% of the principal amount. And if there are 4 or more children in the family, the subsidy will fully cover the payment of interest on the loan, as well as 100% of the principal debt.

Please note that the amount of the subsidy depends on the composition of the family; if it changes, the amount of the subsidy will be recalculated

The last time the amount of state support for construction was changed was on March 1, 2019. According to Decree No. 474 “On state support for the construction (reconstruction) or acquisition of residential premises”, it has increased for such categories of citizens as:

orphans - the subsidy amount has been increased from 35% to 50% (to repay the principal debt)
low-income citizens who carry out housing construction and work in populated areas in the south-eastern region of the Mogilev region - the amount of the subsidy has been increased by 4 percentage points. (to pay part of the interest)
citizens raising disabled children are given the right to receive a subsidy to repay 50% of the principal debt on commercial loans

In addition, the priority right to receive state support is established for large families raising disabled children (as is provided for large families raising 4 or more minor children).

In addition, Decree No. 474 establishes a number of restrictions to receive state support for able-bodied citizens not employed in the economy. These restrictions came into effect on March 1, 2019. State support will not be provided to families in which all able-bodied family members are not employed in the economy. However, they are given the right to re-apply for it if the grounds for classifying them as the above category of citizens no longer exist.

How is everything going?

The issuance of a subsidy is possible only when there is a queue of people in need of improved housing conditions and classified as low-income.

Decisions on the provision of subsidies are made by district, city executive and administrative bodies, and local administrations.

To receive a subsidy, citizens in order of their registered status in need of improved housing conditions are invited to the executive committee at the place of their registered status and are offered the construction of living quarters in a specific house
If a citizen agrees to construction according to Decree No. 240, he submits an application to the executive committee
The Executive Committee makes a decision to provide a subsidy, with which the citizen applies to any bank operating within the framework of Decree No. 240, where a loan agreement is concluded
Then the agreement is submitted to the executive committee, which made a decision on the subsidy
Subsidy is being paid

Note! Decree No. 240, as well as Decree No. 13, lays down the principle of one-time receipt of state support for improving housing conditions

If a family has already received state support in the form of a preferential loan, then it does not have the right to subsidize a commercial loan under Decree No. 240. Only large families have the right to receive state support again if the need for improved housing conditions arises in connection with birth (adoption). children.

As you can see, Decree No. 240 offers a very convenient and profitable tool for improving living conditions. And if you fall into the category of those who are entitled to the specified benefits, you can consider yourself lucky!

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Today, more and more often, parents are thinking about having a second or third child. What benefits does a large family have?

Rights and guarantees

Currently, large families raising minor children are exempt from real estate tax and land tax (Tax Code of the Republic of Belarus (Special Part) (hereinafter - OCNK), articles 186, 194). Single tax rates are reduced for payers-parents (adoptive parents) in large families by 20 percent starting from the month following the month in which the right to a benefit arose, including the last day of the month in which such a right was lost (OCNC, Article 297).

For parents with two or more children under the age of eighteen or disabled children under the age of eighteen, a standard tax deduction is provided in the amount of 52.00 Belarusian rubles for each child per month (Article 164 of the Tax Code).

Benefits in the field of education

For students from large families, the fee for using textbooks and teaching aids is reduced by 50 percent of the established fee for using the corresponding textbooks and teaching aids (Code of the Republic of Belarus on Education, Article 39).

Parents' payments for meals for children in institutions providing preschool education are reduced by 50 percent for families with three or more children under the age of 18 (Resolution of the Council of Ministers of the Republic of Belarus dated February 29, 2008 No. 307 “On the amount and procedure for collecting fees for meals for children receiving preschool education, special education at the preschool level").

The photo is for illustrative purposes only.

Free meals at the expense of the republican and (or) local budgets are provided to students of general secondary education institutions when mastering the content of educational programs of general secondary education from low-income families (families whose average per capita income, for objective reasons, is lower than the largest budget of the subsistence level on average per capita, approved by the Ministry of Labor and Social Protection for the last two quarters), from families with three or more children under the age of 18 (Resolution of the Council of Ministers of the Republic of Belarus dated February 21, 2005 No. 177 “On approval of the Regulations on the organization of meals for students receiving general secondary education , special education at the level of general secondary education").

Heads of state educational institutions have the right to provide discounts from the formed cost of education during the period of obtaining higher and secondary specialized education in the manner and amounts determined by the Government of the Republic of Belarus to students and students from families raising three or more minor children (Decree of the President of the Republic of Belarus dated 28 February 2006 No. 126 “On some issues of obtaining higher and secondary specialized education on a paid basis”).

Labor guaranteeslegislation

A mother (stepmother) or father (stepfather), guardian (trustee) raising three or more children under the age of sixteen is given one additional day off from work per week with payment in the amount of average daily earnings (resolution of the Ministry of Labor and social protection of the Republic of Belarus dated June 11, 2014 No. 34 “On the procedure and conditions for providing additional days off from work”).

Women who have given birth to five or more children and raised them up to the age of 8 have the right to an old-age pension with a reduction in the generally established retirement age by 5 years (as well as women whose fifth child has not reached the age of 8 by this time) and with length of service work for at least 15 years (part one of Article 19 of the Law of the Republic of Belarus “On Pension Security”).

Women who have given birth to five or more children and raised them until the age of 16, with at least 10 years of work experience on collective farms, state farms and other agricultural enterprises directly in the production of agricultural products (without counting childcare time into work experience), have the right to a pension regardless of age (part two of Article 19 of the Law of the Republic of Belarus “On Pension Provision”).

On termination of employmentagreement

In accordance with Article 268 of the Labor Code of the Republic of Belarus (hereinafter referred to as the Labor Code), termination of an employment contract at the initiative of the employer with pregnant women, women with children under three years of age is not allowed, except in cases of liquidation of the organization, termination of the activities of a branch, representative office or other separate divisions of the organization located in another area, termination of the activities of an individual entrepreneur, as well as on the grounds provided for in paragraphs 4, 5, 7–9 of Article 42 and Article 47 of the Labor Code. It is also not allowed to terminate an employment contract at the initiative of the employer with single mothers who have children aged three to fourteen years (disabled children under eighteen years old), except in cases of liquidation of the organization, termination of the activities of a branch, representative office or other separate division of the organization located in another locality, termination of the activities of an individual entrepreneur, as well as on the grounds provided for in paragraphs 2, 4, 5, 7–9 of Article 42 and Article 47 of the Labor Code. However, the legislation does not prohibit termination of an employment contract for other reasons.

According to paragraph 6 of part one of Article 16, as well as Article 268 of the Labor Code, it is prohibited to unjustifiably refuse to conclude an employment contract with women for reasons related to pregnancy or the presence of children under the age of three, and for single mothers - with the presence of a child under the age of fourteen ( disabled child - up to eighteen years old). Other reasons may be grounds for refusal to hire on a general basis (lack of appropriate education, required work experience, experience in the specialty, etc.).

When refusing to conclude an employment contract for the specified categories of women, the employer is obliged to communicate the reasons in writing. Refusal to conclude an employment contract can be appealed in court.

State awards for large families

Women who gave birth and raised five or more children are awarded the Order of the Mother (Law of the Republic of Belarus “On State Awards of the Republic of Belarus” dated May 18, 2004 No. 288-3).

Housing

In accordance with Decree of the President of the Republic of Belarus dated January 6, 2012 No. 13 “On some issues of providing citizens with state support during the construction (reconstruction) or acquisition of residential premises” (hereinafter referred to as Decree No. 13):

1.1. low-income citizens of the Republic of Belarus from large families who are registered as needing improved housing conditions have the right to receive preferential loans for the construction (reconstruction) or purchase of residential premises (subclause 1.1 of clause 1 of Decree No. 13);

1.2. large families have an extraordinary right to receive preferential loans (subclause 1.2 of clause 1 of Decree No. 13);

1.3. The maximum period for which preferential loans are provided for large families should not exceed 40 years. Interest for using preferential loans during their repayment period for large families is set at 1 percent per annum (subclause 1.4 of clause 1 of Decree No. 13);

1.4. for large families, the standards for the total cost of residential premises under construction (reconstruction) for determining the amount of a preferential loan are set at 20 square meters. meters per family member, and for citizens permanently residing and working in rural settlements and building (reconstructing) single-family or semi-detached residential buildings in them - 30 square meters. meters (subclause 1.5 of clause 1 of Decree No. 13);

1.5. the maximum amount of a preferential loan for the construction (reconstruction) of residential premises is determined by the standardized dimensions of the total area of residential premises and should not exceed 100 percent for large families (subclause 1.4 of clause 1 of Decree No. 13);

1.6. preferential loans for the purchase of residential premises are provided for large families in an amount not exceeding 100 percent of the maximum loan amount allocated for the construction (reconstruction) of housing and the estimated value of the acquired residential premises, determined in the manner established by the Council of Ministers of the Republic of Belarus (subclause 1.8 of clause 1 Decree No. 13).

In accordance with Decree of the President of the Republic of Belarus dated July 4, 2017 No. 240 “On state support for citizens in the construction of residential premises”:

1.4. the right to receive a subsidy for the repayment of the principal debt together with a subsidy for the payment of part of the interest is granted to:

large families with three or more minor children;

1.7. Large families that have exercised their right to receive a subsidy to pay part of the interest (subsidies) or to receive state support in accordance with Decree of the President of the Republic of Belarus of January 6, 2012 No. 13, including in an extraordinary manner, as well as families that have acquired status of large families after improvement of living conditions with the attraction of a subsidy for the payment of part of the interest (subsidies) or state support in accordance with Decree of the President of the Republic of Belarus of January 6, 2012 No. 13, have the right to re-receive state support in the form of a subsidy for the payment of part of the interest ( subsidies), including on an extraordinary basis, regardless of the restrictions provided for in part three of this subclause, if the grounds for registering those in need of improved housing conditions arose in connection with the birth (adoption) of children.

1.8. A subsidy for the payment of part of the interest is provided in the following amounts:

for large families with three minor children on the date of filing an application for subsidies (applications for inclusion in the lists for subsidies if the said lists are approved in accordance with part two of subclause 1.14 of this clause) - in the amount of the refinancing rate of the National Bank, increased by 2 percentage points, but not more than the interest rate on the loan established by the loan agreement;

for large families with four or more minor children on the date of filing an application for subsidies (applications for inclusion in the lists for subsidies if the said lists are approved in accordance with part two of subclause 1.14 of this clause) - in the amount of the refinancing rate of the National Bank, increased by 3 percentage points, but not more than the interest rate on the loan established by the loan agreement;

large families with at least three children under the age of 23, listed in paragraph three of clause 3 of this Decree, on the date of filing an application for a subsidy for the payment of part of the interest (application for inclusion in the lists for receiving a subsidy for the payment of part of the interest if approved the specified lists in accordance with part two of subclause 1.14 of this clause), as well as citizens listed in paragraphs four and five of subclause 1.4 of this clause - in the amount of the refinancing rate of the National Bank, increased by 2 percentage points, but not more than the interest rate on the loan, established by the loan agreement;

1.10. A subsidy for repayment of the principal debt is provided to large families in accordance with the number of minor children in the family on the date of filing an application for subsidies (application for inclusion in the lists for subsidies if the said lists are approved in accordance with part two of subclause 1.14 of this paragraph) in the following amounts :

if there are three minor children - in the amount of 95 percent of the principal amount of the loan;

if there are four or more minor children - in the amount of 100 percent of the principal amount of the loan.

1.13. the maximum standardized cost of residential premises for the provision of subsidies for the payment of part of the interest (subsidies) to citizens carrying out the construction (reconstruction) of residential premises is determined by the standardized dimensions of the total area of residential premises, established in the manner prescribed in parts one to six of subclause 1.6 of clause 1 of the Presidential Decree of the Republic of Belarus dated January 6, 2012 No. 13, taking into account the standards for the total area of residential premises under construction (reconstruction), established in subparagraph 1.5 of paragraph 1 of the Decree of the President of the Republic of Belarus dated January 6, 2012 No. 13, and at the cost of 1 sq. meter of total area of residential premises under construction (reconstruction), but not exceeding the maximum cost standard of 1 sq. meters of total living space, determined by the Council of Ministers of the Republic of Belarus, and should not exceed 90 percent (for large families - 100 percent) of the standard size of the total living space taken into account when calculating the cost of construction (reconstruction).

During the construction of residential premises in rural settlements by citizens who permanently live and work in them, as well as during the construction of residential premises by large families in settlements with a population of up to 20 thousand people and satellite cities, the maximum standardized cost of residential premises for providing a subsidy for the payment part of the interest (subsidies) is determined taking into account the cost of construction of outbuildings provided for in the design documentation in the amount of up to 20 percent of the maximum standardized cost of residential premises, calculated in accordance with part one of this subclause.

According to the Ministry of Labour, Employment and Social Protection

The majority of large and young families who are on the waiting list and building housing can breathe a sigh of relief. Just a month ago they were in danger of losing financial assistance from the state in repaying non-concessional loans. The reason was the adoption of Decree No. 240 on targeted subsidies. The families were worried, and the Ministry of Architecture admitted that the decision was a mistake and promised to reconsider it. Today the situation has become clearer.

Briefly about Decree No. 585, which is life-saving for large families

Decree No. 585 of November 22, 2007 allowed young and large families on the waiting list to receive financial assistance from the state in repaying non-preferential loans.

According to the document, upon the birth of a child or the presence of one minor child, the state’s financial assistance in repaying non-concessional loans amounts to 40 subsistence minimum budgets (7,353 rubles), upon the birth or presence of two minor children - 80 BPM (14,705 rubles), large families are paid a subsidy in the amount 100 BPM (18,382 rubles).

Are we changing No. 585 to No. 240?

Recently in Belarus they started talking about targeted subsidies. It is enshrined in Decree No. 240. All those who could previously count on a preferential loan will be able to apply for subsidies. But the mechanism for distributing state support is different: according to Decree 240, compensation will become targeted and will be allocated to citizens, and not to banks, as is happening now.

Subsidies will be provided to pay part of the interest for using the loan, and for large families, young families and orphans - also to repay the principal debt on such loans.

Overall not bad, if not for one thing. It became known that after the entry into force of the new decree No. 240 on targeted subsidies, presidential decree No. 585 of November 22, 2007 will lose its force.

Meanwhile, many people have already started construction, took out loans from banks, counting on financial support from the state under Decree 585. Now they are losing the opportunity to use it if the house is not put into operation in the near future. After all, you can submit documents for financial assistance only after registering ownership of your home, which is impossible until construction is completed.

"It was a serious mistake"

Events last month moved rapidly. Just a couple of days after the information shocking many families, Minister of Architecture and Construction of Belarus Anatoly Cherny said: “The repeal of Decree 585 did not make sense during this period. Indeed, we must admit that this is a serious mistake.”

Anatoly Cherny also informed the media: “My appeal to the head of state has been prepared with a proposal to extend the 585th decree for the period of completion of the construction of houses, the construction of which began before the adoption of the 240th decree and for which loan agreements have already been concluded or will be concluded before August 6, 2017.”

Since then, no new information has been received. Minsk residents wrote excited letters to the editors of Onliner.by: “It’s already August 1, and no information has appeared on the topic of extending decree No. 585, although starting next Monday, according to current legislation, it will lose force. Many young families, to put it mildly, are nervous, and this is understandable, for good reason. On the one hand, there is a loud statement from a high-ranking official that it will be extended for those who are already participating in shared construction, but on the other hand, there is still no legislative confirmation...”

You can breathe a sigh of relief. But not everyone

Today, August 2, Alexander Lukashenko signed decree No. 274 “On amending the Decree of the President of the Republic of Belarus.” The document provides for changes to decree No. 240 of July 4, 2017 “On state support for citizens during the construction (reconstruction) of residential premises.”

Young and large families in need of improved housing conditions who are constructing housing and who have entered into loan agreements for commercial (non-concessional) loans for these purposes before August 6, 2017 inclusive, will be able to take advantage of financial support from the state under the terms of Decree No. 585 dated November 22, 2007 “ On providing young and large families with financial support from the state.”

Nationwide, 2,814 young and 148 large families can count on this state support.