Banks-partners of Sberbank
Today, the financial market is developing very rapidly. This causes an increase in the number of banks. There are a lot of them in Russia. Each credit institution offers its clients unique financial products. So, the price of services, interest, profitability of the offer can seriously differ.
When choosing the most profitable bank for themselves, the consumer pays attention to the following factors:
- stability and reliability of the credit institution;
- the quality of the services provided.
These factors, in turn, depend on the professionalism of the management and ordinary workers in the field.
Assessing the capabilities of Sberbank, many pay attention to the development of the partner network. Sberbank's partner banks are a set of reliable credit institutions that provide services to Sberbank clients on more favorable terms than those who use the services of a bank that is not included in the partner network.
Today, Sberbank cooperates with many other banks, which makes it possible to expand the range of its services and reduce their cost. One of the main advantages for customers is the minimum commission. So, Sberbank customers, using the terminals of partner banks, will overpay insignificantly, and in some cases will not incur additional costs at all.
Partnership is not only a way to simplify cooperation as much as possible, but also expanded opportunities and more profitable offers for customers of both banks.
Financial partnership between credit institutions - what does it give?
Before getting to know banks partners Sberbank, you need to understand what this type of interaction is in general. In most cases, for clients, partnerships between credit institutions are associated with the possibility of financial and other transactions in one bank through a terminal or ATM of another with a low level of commission or without it at all.
If Sberbank does not have partnership relations with some bank, then the commission for using the terminal or ATM will be impressive, or it will not work at all.
Banks-partners of Sberbank of Russia
Today, Sberbank's partners include many different banks in the country. Moreover, their list includes not only leading banks in the financial market, but also small credit institutions that are distinguished by stability, reliability and potential for further development.
Thus, VTB 24, Rosselkhozbank, Investbank, MTS Bank, Promsvyazbank and many others are among the partner banks. But not all ATMs and terminals of these credit organizations can withdraw money from a Sberbank card without a commission.
Partner banks without commission
The most favorable conditions are provided by the following partner banks of Sberbank:
Today, this credit institution is the largest and most reliable partner of Sberbank. VTB 24 serves not only individuals, but also individual entrepreneurs, representatives of medium and small businesses. Today this bank offers its customers:
- various types of loans;
- issuance of credit and debit cards;
- carrying out operations between accounts of various types;
- renting cells for storing your own valuables.
The branch network of VTB 24 is widespread. Throughout Russia there are more than 1,000 offices and subdivisions of the bank. So, you can meet a branch of this credit organization in more than 70 regions of the country.
There is no doubt about the quality of the services provided by VTB 24, because it is part of the international financial organization VTB.
Today, the main tasks of this bank are the material support of the population and the development of the country's financial structure.
You can withdraw cash from a Sberbank card through VTB 24 terminals without commission. For transfers between cards, a commission of no more than 1.5% is set. When determining the amount charged by banks, it is important to consider the region, format and type of card.
- Rosselkhozbank
This credit institution ranks second after Sberbank in terms of the number of branches. In total there are more than 1,800 of them in Russia. Private persons are serviced in 1,200 of them.
Rosselkhozbank is one of the most famous and large-scale banks in the country. The growth of financial indicators began at the beginning of the 21st century, when the country experienced a financial crisis related to the agricultural sector.
The main task of this credit institution is to finance the agricultural structures of Russia. Clients include various manufacturers and other participants in this market segment. It was Rosselkhozbank that helped the government revive processes in the agricultural sector.
The bank's clients include other persons - representatives of small and medium-sized businesses, individuals, government agencies.
Today Rosselkhozbank offers its customers many different types of loans, including consumer and mortgage loans.
- Uniastrum Bank
This credit organization is among the 30 best and largest banks in the country. The bank has received many awards and has also been recognized by many independent experts, entering the top lines of ratings.
Uniastrum Bank is a universal and diversified organization wishing to meet the needs of a wide range of consumers. The main directions at this time is to provide support to small businesses and representatives of the retail business. Also, the credit institution is engaged in various types of lending, issuing plastic cards, providing deposits and deposit accounts.
Uniastrum Bank is one of the most active members of the Association of Russian Banks, which determines the beneficial cooperation with Sberbank.
- Admiralty Bank
The main focus of this credit organization is servicing commercial customers. However, this does not exclude the possibility of providing services to individuals. In the Admiralty Bank, you can get a deposit, get a loan.
Vladimir Putin: there will be no privatization of Sberbank of Russia. later in the video:
Partner banks. Where can I withdraw money from a Sberbank card without a commission
Sberbank is considered the largest banking structure in the Russian financial services market. Its network includes over 9,000 branches and over 33,000 ATMs. As you can see, the financial structure of German Gref has a fairly extensive infrastructure. At the same time, Sberbank does not have partner banks where you can withdraw funds without commission. However, the commission fee in other banks is on average 1%, depending on the tariff plan of the card.
For example, the commissions and conditions for withdrawing funds in banks of other credit organizations from debit cards are as follows:
/3 dollars/3 euros
Visa Classic "Give life"
1% of the amount, but not less than 100 rubles
Visa Classic Aeroflot
1% of the amount, but not less than 100 rubles
Visa Classic / MasterCard Standard with custom design
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
Visa Classic "Youth" / MasterCard Standard "Youth" with individual design
1% of the amount, but not less than 100 rubles
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
1% of the amount, but not less than 150 rubles / 5 dollars / 5 euros
1% of the amount, but not less than 100 rubles
1% of the amount, but not less than 100 rubles
Visa Gold / MasterCard Gold
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
Visa Gold "Give life"
1% of the amount, but not less than 100 rubles
Visa Gold Aeroflot
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
1% of the amount, but not less than 100 rubles
MasterCard Platinum/Visa Platinum
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
Visa Platinum "Give life"
1% of the amount, but not less than 100 rubles
Visa Signature Aeroflot
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
Visa Infinite with an overdraft limit of no more than 3,000,000 rubles / 100,000 dollars / 70,000 euros
Visa Infinite with an overdraft limit not exceeding RUB 15,000,000 / USD 500,000 / EUR 350,000
For all credit cards, the commission for withdrawing at ATMs of Sberbank and affiliated banks (in Belarus, Kazakhstan, Ukraine, Turkey, Switzerland and countries of Central and Eastern Europe) is 3% of the amount on the account, but not less than 390 rubles. And terminals of other credit institutions - 4% of the amount, but not less than 390 rubles.
If the client has a salary card, then he should be guided by the following conditions of commission fees when withdrawing cash from cards at ATMs of other banks:
Maestro/Visa Electron
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
Visa Classic / MasterCard Standard
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
Visa Classic "Give life"
1% of the amount, but not less than 100 rubles
Visa Classic Aeroflot
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
Visa Classic "Youth" / MasterCard Standard "Youth"
1% of the amount, but not less than 100 rubles
MasterCard Standard "Contactless" / Visa Classic "Contactless"
1% of the amount, but not less than 100 rubles
1% of the amount, but not less than 100 rubles
MIR Classic Aeroflot
1% of the amount, but not less than 100 rubles
Visa Gold / MasterCard Gold
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
Visa Gold "Give life"
1% of the amount, but not less than 100 rubles
Visa Gold Aeroflot
1% of the amount, but not less than 100 rubles / 3 dollars / 3 euros
1% of the amount, but not less than 100 rubles
MIR Golden Aeroflot
1% of the amount, but not less than 100 rubles
World MasterCard "Golden"
1% of the amount, but not less than 100 rubles
MasterCard Platinum / Visa Platinum
1% of the amount, but not less than 100 rubles
1% of the amount, but not less than 100 rubles
Visa Infinite with an overdraft limit of no more than 3 million rubles
Visa Infinite with an overdraft limit of no more than 15 million rubles
Recall that interbank partnerships are beneficial for both clients and partner banks, which reduce their costs for attracting counterparties and infrastructure development. One bank does not need to invest in the installation of terminals, software updates and cash collection, while the other bank receives new customers and remuneration. At the same time, the user does not pay a commission for operations.
© 2018 Bankiros.ru All rights reserved.
I hereby give my consent to Bankiros.ru to process (including entrust the processing of my personal data to third parties) of my personal data in accordance with the requirements of the Federal Law
“On Personal Data” (processing of personal data in accordance with Article 3 of the Federal Law “On Personal Data” means actions
(operations) with personal data of individuals, including collection, systematization, accumulation, storage, clarification (updating, changing),
extraction, use, distribution (including transfer), depersonalization, blocking, deletion, destruction, in order to determine
the commercial offer I need, informing me about it.
Partner banks for withdrawing cash from the card
Competition among banks for customers leads to the fact that banks come up with additional conveniences for customers. One of these conveniences is the creation of a partner network of ATMs with other banks so that customers can use the card on favorable terms without being tied to a specific bank. Naturally, customers benefit from this. But unfortunately, not everyone knows about such opportunities and continue to withdraw money as before in their own ATMs, sometimes creating queues of several people. Below is a list of ATMs of partner banks, in which customers of these banks can withdraw money on preferential terms.
Banks-partners of Alfa-Bank | 9 banks
Alfa-Bank was one of the first banks to start building a lean ATM network with other banks. And today Alfa-Bank's affiliate network of ATMs is one of the largest in Russia. Alfa-Bank customers can withdraw from the card without commission at ATMs of the following banks: Baltic Bank, Binbank, Gazprombank, MDM Bank (including cash deposit) , Moscow Credit Bank, Rosbank, Promsvyazbank, Russian Agricultural Bank, Ural Bank for Reconstruction and Development.
Banks-partners of Rosbank | 9 banks
Partner ATMs for withdrawing cash from a Rosbank card are as follows: Akbars, Alfa-Bank, VTB, Gazprombank, Raiffeisenbank, Rosselkhozbank.
Partner banks of Uralsib Bank | 5 banks
Uralsib customers can withdraw without commission at ATMs of VTB Bank of Moscow, Rosgostrakh, Raiffeisenbank, Sotsinvestbank and Uglemetbank.
Addendum: On August 2, Uralsib canceled the commission for cash withdrawal on its debit cards at any ATMs in Russia with a transaction amount of more than 3 tr., with an amount less - the commission will be 49 rubles.
Banks-partners of Raiffeisenbank | 10 banks
You can withdraw from Raiffeisenbank cards without commission to Binbank (including cash deposit), Gazprombank, MKB (including cash deposit), MDM Bank (including cash acceptance), Rosselkhozbank, Rosbank, Uralsib, Energotransbank, Unicreditbank .
Banks-partners of Promsvyazbank | 5 banks
PSB cardholders can withdraw without commission at MDM Bank, Alfa-Bank, Rosselkhozbank, Vozrozhdenie Bank, AVB Bank.
Banks-partners of Gazprombank | 4 banks
Gazprombank's partner bank is Alfa-Bank, Credit Ural Bank (KUB), Belgazprombank. At ATMs of these banks, you can request a balance and withdraw cash from a Gazprombank card at a rate of 0.5% of the withdrawal amount (Transactions in the GPB corporate network), Binbank (Free withdrawal from November 23, 2016).
Banks-partners of Post-bank | 9 banks
Withdrawal on preferential terms (without commission) from the ATMs of the VTB group is provided from the Post Bank card, which includes VTB Bank, VTB24, VTB Bank of Moscow, VTB Bank (Georgia), VTB Bank (Ukraine), VTB Bank (Armenia), VTB Bank (Belarus), VTB Bank (Azerbaijan), VTB Bank (Kazakhstan).
Banks-partners of VTB | 9 banks
The partner banks of the second largest bank in Russia are currently banks that are part of their own VTB group in Russia and abroad. In Russia, this is the united VTB Bank (VTB24 and the Bank of Moscow), Post-Bank. Abroad, these are the subsidiary banks of VTB, described above.
Banks-partners of Rosgosstrakh Bank | 2 banks
You can withdraw money from the Rosgosstrakh Bank (RGS Bank) card on preferential terms at ATMs of the Moscow Credit Bank, Tatfondbank. The commission for withdrawing money from a RGS bank debit card at ATMs of these banks is 0.5% (min. 50 rubles / 2 dollars / 2 euros).
Banks-partners of Rosselkhozbank | 4 banks
The partners of Rosselkhozbank (RSHB) for withdrawing cash from the card are Alfa-Bank, Promsvyazbank, Raiffeisenbank, Rosbank.
Banks-partners of Binbank (MDM) | 10 banks
MDM Bank customers can withdraw cash from the card without commission at Alfa-Bank (including zero commission for cash acceptance), MDM-BINBANK, Vostochny Express Bank, Ural Ring, OTP Bank (using Mastercard cards), Promsvyazbank, Raiffeisenbank, Russian Standard, SKB Bank, Gazprombank.
Banks-partners of SMP-Bank | 2 banks
The partners of SMP-Bank are the banks included in its structure. These are Mosoblbank and InvestCapitalBank. Withdrawing cash from ATMs of these banks is free of charge.
Banks-partners of the Moscow Credit Bank | 4 banks
Clients of the Moscow Credit Bank can withdraw free of charge in the MKB partner unified ATM network, which includes the following banks: Alfa-Bank (including cash deposits), Raiffeisenbank, UniCredit Bank, Rosgosstrakh Bank.
Banks-partners of Sberbank | 12 banks
Sberbank has partner banks, at whose ATMs SBERA customers can withdraw cash from a debit card on preferential terms. These conditions in each territorial bank may differ slightly, but, as a rule, no commission is charged. For some cards, there may be a commission of no more than 0.75% of the withdrawal amount.
Sberbank's partners are its subsidiary banks abroad: Sberbank (Kazakhstan), Sberbank of Russia (Ukraine), BPS-Sberbank (Belarus), DenizBank A.S. (Turkey), Sberbank d.d. (Croatia), Sberbank BH (Bosnia and Herzegovina), Magyarorszagi Volksbank Zrt (Hungary), Sberbank a.d. Banja Luka (Serbian Republic), Sberbank Srbija (Serbian Republic), Sberbank Slovensko (Slovakia), Sberbank banka (Slovenia) and Sberbank CZ (Czech Republic). The collection of tariffs can be found on the bank's website.
Partner banks of Tinkoff Bank
As you know, at Tinkoff Bank on the Tinkoff Black card, the commission is the same for all ATMs: if the withdrawal amount is more than 3 tr, the commission is not charged, and if the withdrawal amount is less than 3 tr, it is 90 rubles. If the limit is exceeded 150 tr - in both cases, an additional 2% commission is charged. Thus, the issue of partner banks is not very relevant here.
However, in June 2016, Tinkoff Bank announced the start of a partnership with Binbank. Tinkoff Bank customers can replenish their cards without commission from ATMs and payment terminals of Binbank. Money arrives instantly.
The largest cash withdrawal limits
When withdrawing cash from ATMs, especially if the ATMs of another bank, then the question arises, how much can be withdrawn at a time? Below are the banks where the maximum limits for cash withdrawals from another bank's card are set:
ATMs of Alfa-Bank- the cash withdrawal limit for MasterCard cards is up to 450 thousand rubles (if technically possible).
Binbank ATMs- there is no withdrawal limit in these ATMs (subject to technical feasibility).
